• How to get your finances in shape: Get helpful tips on how to get your finances in order when your thinking about buying a home.
• Do you want to improve your credit score? Credit scores, along with your overall income and debt, are a big factor in determining if you’ll qualify for a loan and what loan terms you’ll be able to qualify for.
• Factors That Affect Your Credit Score: Credit scores range between 200 and 800. See what factors will affect your score.
• The Pros and Cons of Condos: Condominiums offer an affordable option to single-family homes in most areas but consider the advantages and disadvantages.
• Why You Need A Realtor®: Reasons why you need to consult a Realtor® before you start the buying or selling of a home.
• Questions to Ask When Choosing a Realtor®: When interviewing a Realtor® to assist you in buying or selling a home keep these questions in mind.
• 10 Steps to Prepare for Homeownership: A checklist of steps you need to take to make sure you're prepared to purchase a home.
• Benefits of Owning Your Own Home: Have you ever wondered what the benefits to home ownernship are? Well here's a few reasons why you should.
• First Time Homebuyers - Mistakes & Tips: Here are some tips for first time homebuyers and some mistakes they need to watch out for.
• Take the Stress Out of buying a Home: Read these tips if you're worried and stressed out about buying your first home.
• Is your home ready for technology? Use this checklist as a guide to make sure your new home can handle the technologies we use today as well as in the future.
• Finding hidden defects and hiring a Home Inspector: There are many possiblities for hidden problems when buying a home. Find out what to ask your inspector.
• Home Inspections and a Home Warranty: What should you check for in a home inspection and expect from a home warranty.
• Property Tax Concerns: See what you need to know about property tax assessments and how the values may change with the sale of a property.
• Do you know what to ask your lender? When applying for a loan there are several questions you want answers to before signing the papers.
• What items do you need to take to the lender: This is a checklist of the items that are going to be required by the lender to process your application.
• Creative ways to finance your first home: Sometimes income and credit issues make it tough to finance your first home. Check out these creative options.
• Homeowner's Insurance: What you need to know about homeowner's insurance and how you may be able to save some money on your premiums.
• Title Insurance: What you need to know about the different types of title insurance.
• Are you ready for your final walk-through inspection? Here's a checklist to help you inspect your new home before you go to the final closing.

For the Seller:

• Yard Sale Basics: If it's time to clean out garage and clean up the clutter to get your home ready for sale, then check out these yard sale basics to get you started.
• Getting your home ready to sell: First impressions are very important and you need to have your home in tip top shape for it's first viewing.
• Open House: The traditional open house is the coming out party for your property, this article will help make sure you're ready.
• Moving Tips: Now that your home is sold and you're moving away, what do you need to consider before the moving truck arrives.

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RUTH BETHEM, Broker - Associate
ABR, CRS, GRI, Realtor®
Premier Sotheby's International Realty
4001 Tamiami Trail N, Suite #102
Naples, Florida 34103

Phone: 239-777-7007 or Toll Free 877-777-7545

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